Health Insurance
Health insurance is a policy that helps cover the cost of medical care, protecting you from the financial burden of unexpected health issues
What Health Insurance Covers
Benefits
Features
- Inpatient care – hospital stays, surgeries, and specialist consultations
- Outpatient care – doctor visits, lab tests, prescriptions, and minor procedures
- Maternity and newborn care – prenatal visits, delivery, and postnatal care
- Chronic illness management – treatment for conditions like diabetes, hypertension, or cancer
- Emergency services – ambulance, accident care, and emergency surgeries
- Specialist services – such as dental, optical, or psychiatric care (depending on the plan)
- Preventive care – vaccinations, wellness checkups, and screenings
- Some policies offer daily hospital cash for income replacement during hospitalisation
- Overseas treatment for critical illnesses not available locally
- Funeral or last expense benefits